New Jersey
Rideshare Accident

You can get around New Jersey in many different ways, but one of the most popular has become rideshares like Uber or Lyft. Unfortunately, rideshare drivers can get into accidents just like anyone else. In many cases, rideshare drivers injure their passengers, other people on the road, pedestrians, and bicyclists.

While they may seem similar to other car accidents, some stark differences exist. The most significant difference is the insurance process.

In some cases, the rideshare company’s insurance may cover victims’ damages. In others, victims may have to pursue a claim against the driver’s personal insurance policy. Either way, victims must retain a New Jersey rideshare accident attorney as soon as possible to handle their claims.

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Your Guide to New Jersey Rideshare Accidents

TopDog Law’s New Jersey Rideshare Accident
Lawyers Advocate for Our Clients

If you have suffered injuries in a rideshare accident, you will likely resolve your case by reaching a settlement with an insurance company. You may think you will quickly get compensation because these policies often have high limits.

However, the insurance company wants to protect their profits, and they do that by denying claims. TopDog Law is here to help by using our extensive resources to build your case.

Our New Jersey personal injury lawyer can help in several ways, including:

  • Investigating the collision 
  • Handle communication with the rideshare and insurance companies 
  • Gather evidence 
  • Ensure you get the medical treatment you need

The rideshare company will likely take advantage of you if you do not have any legal representation. TopDog Law will handle all communications, negotiations, and evidence collection. We will interview witnesses and work with professionals to find the best strategy.

James Helm

Where Rideshare Accidents Happen in New Jersey

Rideshare accidents can occur in nearly any location but frequently occur in metropolitan areas like Newark. The reason is there are more people and thus more traffic.

Many people will use their phones for a ride to avoid driving. According to Lyft, this concept has resulted in 75 million global Uber users. Lyft is not far behind in rideshare services. In other words – rideshare vehicles are everywhere.

You may notice more accidents in certain areas than elsewhere throughout New Jersey.

Some roads and areas are more susceptible to accidents, including:

  • U.S. 40 from West End Avenue 
  • U.S. 322 from Village Parkway 
  • I-95 from Exit 84 to Vince Lombardi Travel Plaza
  • US-One from Garden Street to US Highway 22

Unique Challenges of Rideshare Accidents 

While rideshare accidents are similar to other collisions, some unique challenges exist. New Jersey has laws specific to rideshare accident cases.

Under these laws, rideshare drivers must meet specific insurance requirements to operate throughout New Jersey. The rules will vary depending on whether the driver is carrying a passenger.

The tiers for these regulations include:

  • Passenger presence in the vehicle requires the driver to have a higher policy covering up to one million five hundred thousand dollars in bodily injury.
  • Looking for a passenger falls under the new law and requires drivers to have insurance policies that offer $50,000 in bodily injury damages. 
  • The rideshare app is off, so the driver will use a personal insurance policy. The new laws will not apply to these cases.

These rules stand apart from other New Jersey regulations and aim to assist rideshare drivers and riders during accidents. In many cases, they ensure there is sufficient coverage for injured victims.

Common Rideshare Accident Injuries

After a rideshare crash in New Jersey, regardless of the cause, you can be suffering injuries.

Some of the most common we see include:

  • Broken bones
  • Head injuries 
  • Spinal cord injuries 
  • Cuts and lacerations 
  • Internal organ damage 
  • Traumatic brain injury
  • Amputation of limb loss

You Can Recover Compensation

After navigating through the insurance process, you may receive compensation for your losses.

While they vary in each case, they may involve:

  • Pain and suffering 
  • Current and past medical expenses 
  • Psychological and emotional trauma 
  • Loss of consortium and support 
  • Ongoing medical treatment and rehabilitative care 
  • Lost earnings and benefits for now and the future

Uber, Lyft, and other rideshare companies have substantial policies that can cover these losses. That said, it is in your best interest to retain an attorney who knows how to get insurance companies to pay up.

A New Jersey rideshare accident attorney will review the insurance policies and evaluate your case. We will then negotiate towards a favorable outcome.

The Insurance Process is Arduous

The insurance process works differently depending on what the driver is doing at the time he or she causes an accident. If the app is off, victims will need to make a claim on the driver’s personal insurance policy.

If the app is on and the driver has not accepted a ride, both Lyft and Uber offer some coverage. If the driver is on his or her way to pick up a ride or actively providing one, Uber and Lyft both provide $1,000,000 of coverage.

Take These Steps Following a Rideshare Collision

A man in a suit talking on a phone looks concerned, with a woman examining a car in the background.

The steps you take after a rideshare accident are similar to other car accidents. The aftermath of a crash can be confusing, and you should take some time to assess your circumstances. Many victims are in a state of shock and don’t process the events until they get home.

When you do, you should take some steps to protect yourself:

  • Continue with your medical treatment until your injuries get better. You will want documentation of your treatment plan and how your injuries progress. 
  • Document all your losses and gather documents such as medical reports, crash records, and receipts for out-of-pocket expenses. 
  • Refrain from discussing the crash with the insurance company or posting anything online.

Call TopDog Law Today to Speak to a New Jersey Rideshare Accident Attorney

James Helm, Youth Sports Sex Abuse Lawyer

TopDog Law Personal Injury Lawyers – New Jersey Office

Address: 600 Mt Prospect Ave Suite A,
Newark, NJ 07104
Phone: (973) 620-2720

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