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Missouri recorded 955 traffic fatalities in 2024 according to MoDOT — a 3.6 percent decrease from 2023 and the second consecutive year of decreased fatalities. St. Louis City and St. Louis County consistently account for a disproportionate share of Missouri's serious crashes. In 2024, St. Louis City recorded 23 pedestrian fatalities — the deadliest year on record for pedestrians in the city according to East-West Gateway Council of Governments data. Beyond car accidents, thousands of St. Louisans are hurt every year in slip and falls, workplace accidents, and medical negligence. TopDog fights to get you every dollar you deserve.
Our office is on Lindell Boulevard in the Midtown Corridor — close to the communities we serve across North St. Louis, Dutchtown, Bevo Mill, Baden, and the Ville. Natural Bridge Avenue, Kingshighway Boulevard, and Gravois Avenue are among the most dangerous corridors in the city for crashes and pedestrian injuries. Barnes-Jewish Hospital — St. Louis's primary trauma center — and SSM Health Saint Louis University Hospital serve the communities where our clients live and where serious injuries bring people for care. Those accidents cause real damage to St. Louis families and we fight to get injured people the care and money they deserve.
Insurance companies operating across St. Louis City and St. Louis County often use delay, deny, and lowball tactics against St. Louis families who are already stretched thin. Missouri's pure comparative fault rule means you can recover even if partly at fault — but only if someone is fighting to maximize your recovery. We know how to leverage the justice system in St. Louis City Circuit Court to fight back for what you may be owed.
IMPORTANT MISSOURI LEGAL INFORMATION
Statute of Limitations: 5 years from date of injury for most personal injury cases — RSMo § 516.120(4). This is one of the longest deadlines in the country. Wrongful death: 3 years from date of death — § 537.100. Medical malpractice: 2 years — § 516.105. Each case type carries its own deadline.
Government Entity Deadline (Critical): Claims against the City of St. Louis, St. Louis County, or Metro Transit (MetroBus/MetroLink), require written notice within 90 days under the Missouri Tort Claims Act for municipal claims, and state-level government entities require written notice within 180 days. — RSMo §§ 537.600 et seq. Sovereign immunity is waived only for (1) negligent operation of a government vehicle and (2) dangerous conditions on public property.
St. Louis Split Jurisdiction (Critical): The City of St. Louis is an independent city, entirely separate from St. Louis County. Cases involving City entities go to the 22nd Judicial Circuit Court. Cases involving County entities go to the 21st Judicial Circuit Court. This affects venue and which government entities are involved.
Comparative Fault: Pure comparative fault — RSMo § 537.765. You can recover even if you are 99% at fault. Your award is reduced in proportion to your fault but never eliminated. No fault bar. This is more favorable to injured people than neighboring Illinois (51% bar) or Kansas (50% bar).
At-Fault State: Missouri is an at-fault state. The driver who caused the accident is responsible for your damages.
Insurance Minimums: $25,000 per person / $50,000 per accident bodily injury / $25,000 property damage — RSMo § 303.190. Uninsured motorist coverage required.
This is a brief summary of commonly applied laws in the jurisdiction. There are often different laws that apply to different circumstances. Once you hire TopDog, your attorney will advise you on the applicable laws.
Insurance companies may make early low offers because they count on most people not knowing what their case is worth under Missouri law. They may delay, deny, and lowball — counting on financial pressure to push you into a quick settlement. Missouri has no cap on pain and suffering in personal injury cases. TopDog fights for the full recovery.
See individual case type pages for case-specific values.
Recoveries by TopDog Law and its co-counsel. Past results do not guarantee similar outcomes in your case.
See how much your case may be worth
Call us or fill out our form — getting started takes about 5 minutes. Tell us what happened. We'll review your information and get back to you fast to discuss your case. No pressure.
Get medical attention and document everything — your health comes first. Keep records of every doctor visit, every bill, every day you missed work or could not do what you normally do.
Do not talk to insurance without us. They may use delay, deny, and lowball tactics from the moment you pick up the phone. Anything you say can be used to reduce what you are owed. Let TopDog handle them.
Time Is Critical
In Missouri you have 5 years to file most personal injury claims. Government entity cases require written notice under the Missouri Tort Claims Act. The clock is already running. This is a general summary — deadlines vary. Contact TopDog Law to confirm what may apply in your situation.
You bring your case. TopDog brings the resources, the experience, and the track record to win.
120,000+ people helped across the country
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Aggressive representation against insurance companies
Resources, Experience & Track Record to Win
Verified Google reviews, recoveries and statistics by TopDog Law and its co-counsel.
Severe head trauma requiring long-term rehabilitation and care.
Injuries to the spine that can result in paralysis or chronic pain.
Third-degree burns requiring extensive medical treatment and skin grafting.
Loss of limbs requiring prosthetics, rehabilitation, and lifelong care.
Complete or partial loss of movement and sensation affecting daily life permanently.
Injuries to vital organs requiring surgery and ongoing medical care.
Life-altering injuries that prevent a return to normal work or daily activity.
When a loved one's life is taken due to someone else's negligence.
We don't just talk tough. We deliver results. Every single day, we're fighting insurance companies who want to pay you nothing. We know their tactics. We know their lawyers. And we know how to win.
4.8 Average Rating| Based on 150 Reviews
Real stories from real people who got the legal help they needed from our service.
"Top Dog Law provided exceptional support and expertise during my hit and run case. Their professionalism, dedication, and clear communication made a challenging situation much easier to navigate. They truly went above and beyond to ensure the best possible outcome for me. I highly recommend their services to anyone in need of strong legal representation. Thanks Top Dog!!!!"
"Top Dog Law has been amazing throughout my case. They were professional, responsive, and truly made me feel supported every step of the way. They explained everything clearly, kept me updated, and fought for my best interest. I'm very grateful for their hard work and would highly recommend them to anyone needing legal representation"
"My experience with Top Dog Law made it easy for me to file with them my lawyer always kept me in the loop of things and made me have confidence in them. If I ever need a lawyer again that's who I'm calling Top Dog Law ."
"After calling 3 law offices and lead to believe that I didn't have a case. TOP DOG not only picked up my case but explained in detail why myself and daughter have a huge case. TOP DOG got the ball rolling on my case. It's been an effortless process and I am so grateful!"
"I love the team that's working with me today. They're very encouraging, very supportive, and I believe that they're going to win this case for me. They talked to me about the things that they're going to do for me, and I'm very happy with the attorneys the top dog assigned me to."
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