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Caddo Parish ranked third highest in Louisiana for fatal crashes over the past two years per the LSU Center for Analytics and Transportation Safety, and in 2025, Caddo Parish had more fatal crashes than any other parish in Louisiana per LSU data. Louisiana statewide recorded 768 fatal crashes in 2024 according to Louisiana Department of Transportation data. Shreveport reported 9,700 total accidents in 2023 per Shreveport Police Department records. Louisiana's legal landscape has seen major changes: as of January 1, 2026, the state moved to a modified comparative fault system with a 51% bar — meaning insurance companies now have a powerful tool to eliminate claims entirely by pushing fault to 51% or higher. The No Pay, No Play law was also strengthened in August 2025. TopDog fights to get you every dollar you deserve.
Shreveport's most dangerous intersections are documented by SPD. The intersection of Youree Drive and East 70th Street, Bert Kouns Industrial Loop and Mansfield Road, North Market Street and I-220, and Linwood and Terry Bradshaw Passway consistently rank among the city's highest crash locations per Shreveport Police data. I-20 running through Shreveport and Bossier City is among the most dangerous highway stretches in the region, with 18-wheeler involvement generating the most catastrophic outcomes. Ochsner LSU Health Shreveport — the region's Level I Trauma Center — serves our community after the most serious accidents. Those accidents cause real damage to Shreveport families and we fight to get injured people the care and money they deserve.
Insurance companies operating across Caddo Parish may now use Louisiana's new 51% fault bar to eliminate your claim entirely. We know how to leverage the justice system in Caddo Parish District Court to fight back and get you what you may be owed.
IMPORTANT LOUISIANA LEGAL INFORMATION
Statute of Limitations (Prescriptive Period): For incidents occurring on or after July 1, 2024, the prescriptive period is 2 years under La. Civ. Code art. 3493.1. For incidents occurring before July 1, 2024, the prior 1-year prescriptive period applied. Wrongful death: 2 years from the date of death. Medical malpractice: 1 year from discovery, 3-year absolute maximum.
Comparative Fault (Critical 2026 Change): Louisiana recently changed its fault system. For incidents occurring on or after January 1, 2026, Louisiana now follows modified comparative fault with a 51% bar under La. Civ. Code art. 2323 (Act 15, 2025). If you are found 51% or more at fault, you cannot recover any damages. For incidents before January 1, 2026, Louisiana's prior pure comparative fault system applied — meaning you could recover even if 99% at fault (with recovery reduced proportionally).
At-Fault State: Louisiana is an at-fault state. Direct Action Statute: Louisiana's unique direct action statute means you generally cannot sue the insurer directly anymore. You must sue the at-fault driver.
Insurance Minimums: $15,000 per person / $30,000 per accident bodily injury liability; $25,000 property damage liability (15/30/25) under La. R.S. § 32:900(B).
No Pay, No Play (Updated August 1, 2025): Louisiana's No Pay, No Play law was strengthened effective August 1, 2025. Uninsured drivers cannot recover the first $100,000 for bodily injury and the first $100,000 for property damage, even if the other driver was 100% at fault.
This is a brief summary of commonly applied laws in the jurisdiction. There are often different laws that apply to different circumstances. Once you hire TopDog, your attorney will advise you on the applicable laws.
Insurance companies in Louisiana now have a 51% fault bar to work with — pushing your fault to 51% eliminates your entire claim. The direct action statute and No Pay, No Play law add further complexity. TopDog Law and its co-counsel fight to keep your fault below 51% and maximize your full recovery.
See individual case type pages for case-specific values.
Recoveries by TopDog Law and its co-counsel. Past results do not guarantee similar outcomes in your case.
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Call us now or fill out our form at TopDogLaw.com — getting started takes about 5 minutes. Tell us what happened. We will review your information and get back to you fast to discuss your case. No pressure.
Get medical attention and document everything — your health comes first. Keep records of every doctor visit, every bill, every day you missed work or could not do what you normally do.
Do not talk to insurance without us. They may use delay and denial tactics from the moment you pick up the phone. Anything you say can be used to reduce what you are owed. Let TopDog handle them.
Time Is Critical
For incidents on/after July 1, 2024, you have 2 years. For incidents before July 1, 2024, only 1 year applied. Call us now.
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Severe head trauma requiring long-term rehabilitation and care.
Injuries to the spine that can result in paralysis or chronic pain.
Third-degree burns requiring extensive medical treatment and skin grafting.
Loss of limbs requiring prosthetics, rehabilitation, and lifelong care.
Complete or partial loss of movement and sensation affecting daily life permanently.
Injuries to vital organs requiring surgery and ongoing medical care.
Life-altering injuries that prevent a return to normal work or daily activity.
When a loved one's life is taken due to someone else's negligence.
We don't just talk tough. We deliver results. Every single day, we're fighting insurance companies who want to pay you nothing. We know their tactics. We know their lawyers. And we know how to win.
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