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You got hurt on the job.
Now your employer wants this to go away quietly and their insurance wants to pay you as little as possible.
TopDog fights to get you the money and care you deserve.
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Charlotte's economy spans banking and finance, healthcare, construction, logistics, and the service industries across Mecklenburg County. Construction across the metro, healthcare campuses including Atrium and Novant systems, banking and office operations, and logistics and warehouse operations put workers at risk every day. North Carolina's workers compensation system provides baseline protections, but insurers often use delay, denial, and dispute tactics to minimize claims and push injured workers out the door before they know what they are owed. Your employer and their insurer are not on your side. TopDog is. TopDog fights to get you every dollar you deserve.
Charlotte's construction sites, healthcare campuses, logistics operations, and manufacturing and distribution facilities across Mecklenburg County see serious workplace injuries every year. Our office on North Tryon Street is in the heart of Uptown Charlotte, close to the East Side neighborhoods where many of our clients live and work. We know the industries where our clients work and the tactics used to minimize claims. Those accidents cause real damage to Charlotte families and we fight to get injured people the care and money they deserve.
Your employer's insurance company across Mecklenburg County often use delay, deny, and lowball tactics to protect your employer — not you. They dispute injuries, delay approvals, and look for any reason to cut off your benefits. We know how to leverage the justice system in the North Carolina Industrial Commission and in civil courts to fight back. And if a third party contributed to your injury, we pursue that claim too. Note that North Carolina's contributory negligence rule does not apply to workers compensation claims.
IMPORTANT NORTH CAROLINA LEGAL INFORMATION — WORKERS COMPENSATION
Coverage Requirement: North Carolina law requires most employers with 3 or more employees to provide workers' compensation coverage (N.C. Gen. Stat. § 97-13).
Notice Requirement: Report your injury to your employer as soon as possible and within 30 days of the accident (N.C. Gen. Stat. § 97-22). Failure to give timely notice can jeopardize your claim unless the employer had actual knowledge or can show no prejudice.
Filing Deadline: 2 years from the date of the accident to file a claim with the North Carolina Industrial Commission (N.C. Gen. Stat. § 97-24). If the employer has paid compensation, the 2-year period does not apply during payments.
Exclusive Remedy Against Employer: Workers compensation is generally the exclusive remedy against your employer. You cannot separately sue a covered employer for negligence in civil court.
Third-Party Claims: If a third party — contractor, equipment manufacturer, property owner — caused or contributed to your injury, a separate personal injury lawsuit is available. North Carolina's 3-year personal injury SOL (§ 1-52) applies, but North Carolina's contributory negligence rule also applies.
Retaliation Prohibited: North Carolina's Retaliatory Employment Discrimination Act (REDA, N.C. Gen. Stat. § 95-241) prohibits retaliation for filing a workers comp claim. Claims must be filed within 180 days of the retaliatory action.
This is a brief summary of commonly applied laws in the jurisdiction. There are often different laws that apply to different circumstances. Once you hire TopDog, your attorney will advise you on the applicable laws.
Insurance companies for employers may make early low offers and use delay, deny, and dispute tactics to minimize claims. Workers comp covers the basics — but a third-party claim can include pain and suffering and result in significantly higher recovery. TopDog Law evaluates both paths and pursues the maximum available recovery.
Workers Compensation | $25,088 avg | $215,000+ highest Note: Third-party claims can result in significantly higher recoveries.
Recoveries by TopDog Law and its co-counsel. Past results do not guarantee similar outcomes in your case.
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Call us or fill out our form — getting started takes about 5 minutes. Tell us what happened. We'll review your information and get back to you fast to discuss your case. No pressure.
Get medical attention and document everything — your health comes first. Keep records of every doctor visit, every bill, every day you missed work or could not do what you normally do.
Do not talk to insurance without us. They may use delay, deny, and lowball tactics from the moment you pick up the phone. Anything you say can be used to reduce what you are owed. Let TopDog handle them.
Time Is Critical
In North Carolina you must report within 30 days and file within 2 years. If a third party was involved, separate personal injury deadlines also apply. Call TopDog now. This is a general summary — deadlines vary. Contact TopDog Law to confirm what may apply in your situation.
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We don't just talk tough. We deliver results. Every single day, we're fighting insurance companies who want to pay you nothing. We know their tactics. We know their lawyers. And we know how to win.
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