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Massachusetts recorded 371 traffic fatalities statewide in 2023 according to MassDOT crash data, with Suffolk County accounting for a disproportionate share of urban crashes and pedestrian injuries. In 2023, Boston reported 3,983 traffic crashes resulting in 2,638 injuries citywide according to Boston Vision Zero data. Pedestrian fatalities and cyclist injuries remain concentrated in Roxbury, Dorchester, and Mattapan — the neighborhoods where our clients live and work. Beyond auto accidents, thousands of Boston residents are injured every year in slip and falls on city-owned and privately maintained sidewalks, on construction sites across the metro, and in medical negligence incidents at area hospitals. Insurance companies in Massachusetts are experienced, well-funded, and built to pay you as little as possible. TopDog fights to get you every dollar you deserve.
Boston's most dangerous stretches run through the communities we serve. Blue Hill Avenue through Mattapan and Dorchester consistently ranks among the city's highest-crash corridors according to Boston Vision Zero data. Melnea Cass Boulevard in Roxbury and Washington Street through the South End see elevated pedestrian and cyclist injuries year after year. Hospitals like Boston Medical Center — the city's largest trauma center and the primary safety net hospital for low-income Boston residents — and Brigham and Women's Hospital handle serious injuries from our clients' neighborhoods daily. Those accidents cause real damage to Boston families and we fight to get injured people the care and money they deserve.
Insurance companies operating across Suffolk County, Middlesex County, and Norfolk County often use delay, deny, and lowball tactics against Boston families who are already stretched thin. They use Massachusetts's no-fault PIP system to limit initial payouts and count on you not knowing when you have crossed the threshold to pursue more. We know how to leverage the justice system in Suffolk County Superior Court to fight back for what you may be owed.
IMPORTANT MASSACHUSETTS LEGAL INFORMATION
Statute of Limitations: 3 years from date of injury (MGL c. 260 § 2A).
No-Fault / PIP Insurance: Massachusetts is modified no-fault. All drivers must carry Personal Injury Protection (PIP) — minimum $8,000 — covering medical and lost wages regardless of fault. To sue for pain and suffering, injuries must meet the serious injury threshold: medical expenses exceeding $2,000 or a fracture, permanent disfigurement, loss of sight or hearing, or death.
Comparative Negligence: Modified comparative negligence. Recover if 50% or less at fault. Award reduced by fault percentage. More than 50% at fault — no recovery.
Insurance Minimums: $25,000 per person / $50,000 per accident minimum bodily injury liability. $30,000 property damage.
Government Entity Deadline: Claims against municipalities, the MBTA, or the Commonwealth require prompt action under MGL c. 258. File the presentment letter immediately.
This is a brief summary of commonly applied laws in the jurisdiction. There are often different laws that apply to different circumstances. Once you hire TopDog, your attorney will advise you on the applicable laws.
Insurance companies may make early low offers because they count on most people not knowing what their case is actually worth under Massachusetts law. They may delay, deny, and lowball — using the no-fault PIP system to limit what you see and counting on financial pressure to push you into accepting less. TopDog Law and its co-counsel fight for the full recovery your situation demands.
See individual case type pages for case-specific values.
Recoveries by TopDog Law and its co-counsel. Past results do not guarantee similar outcomes in your case.
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Call us or fill out our form — getting started takes about 5 minutes. Tell us what happened. We'll review your information and get back to you fast to discuss your case. No pressure.
Get medical attention and document everything — your health comes first. Keep records of every doctor visit, every bill, every day you missed work or could not do what you normally do.
Do not talk to insurance without us. They may use delay, deny, and lowball tactics from the moment you pick up the phone. Anything you say can be used to reduce what you are owed. Let TopDog handle them.
Time Is Critical
In Massachusetts you have 3 years to file — but government entity cases involving the MBTA or City of Boston require prompt notice under MGL c. 258. PIP claims must also be filed promptly after the crash. The clock is already running. This is a general summary — deadlines vary. Contact TopDog Law to confirm what may apply in your situation.
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Verified Google reviews, recoveries and statistics by TopDog Law and its co-counsel.
Severe head trauma requiring long-term rehabilitation and care.
Injuries to the spine that can result in paralysis or chronic pain.
Third-degree burns requiring extensive medical treatment and skin grafting.
Loss of limbs requiring prosthetics, rehabilitation, and lifelong care.
Complete or partial loss of movement and sensation affecting daily life permanently.
Injuries to vital organs requiring surgery and ongoing medical care.
Life-altering injuries that prevent a return to normal work or daily activity.
When a loved one's life is taken due to someone else's negligence.
We don't just talk tough. We deliver results. Every single day, we're fighting insurance companies who want to pay you nothing. We know their tactics. We know their lawyers. And we know how to win.
4.7 Average Rating| Based on 257 Reviews
Real stories from real people who got the legal help they needed from our service.
"Top Dog Law provided exceptional support and expertise during my hit and run case. Their professionalism, dedication, and clear communication made a challenging situation much easier to navigate. They truly went above and beyond to ensure the best possible outcome for me. I highly recommend their services to anyone in need of strong legal representation. Thanks Top Dog!!!!"
"Top Dog Law has been amazing throughout my case. They were professional, responsive, and truly made me feel supported every step of the way. They explained everything clearly, kept me updated, and fought for my best interest. I'm very grateful for their hard work and would highly recommend them to anyone needing legal representation"
"My experience with Top Dog Law made it easy for me to file with them my lawyer always kept me in the loop of things and made me have confidence in them. If I ever need a lawyer again that's who I'm calling Top Dog Law ."
"After calling 3 law offices and lead to believe that I didn't have a case. TOP DOG not only picked up my case but explained in detail why myself and daughter have a huge case. TOP DOG got the ball rolling on my case. It's been an effortless process and I am so grateful!"
"I love the team that's working with me today. They're very encouraging, very supportive, and I believe that they're going to win this case for me. They talked to me about the things that they're going to do for me, and I'm very happy with the attorneys the top dog assigned me to."
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