New Jersey
Motorcycle
Accident
Lawyer

Common Motorcycle Accidents in New Jersey

Motorcycle accidents are as varied as the roads they occur on, each with its unique set of challenges and impacts. In New Jersey, certain types of accidents are more prevalent, reflecting the diverse terrain and traffic patterns of the state. A skilled local motorcycle accident attorney knows how to analyze the conditions in which your accident took place in order to protect your legal and financial interests and seek the best possible outcome. 

Some of the common types of motorcycle accidents personal injury lawyers see in New Jersey include: 

• Accidents at intersections
• High-speed highway crashes
• Lane splitting incidents
• Blind spot collisions
• Hit-and-run incidents
• Road hazard accidents
• Drunk driving accidents
• Speeding accidents
• Accidents with commercial trucks

The Role of the Insurance Company in Motorcycle Accidents

Navigating the aftermath of a motorcycle accident is rarely straightforward. One of the key challenges victims face lies in dealing with insurance companies. While insurance is designed to provide financial relief, it’s essential to remember that insurance companies often prioritize their bottom line. In New Jersey, motorcyclists are not covered by Personal Injury Protection (PIP) insurance. PIP insurance is designed to pay for medical expenses regardless of who is at fault in an accident. However. while PIP coverage is mandatory for standard automobile insurance policies, it does not extend to motorcyclists. Instead, injured motorcyclists typically have to rely on their own insurance, or if another driver was at fault, they might pursue a claim against that driver’s liability insurance

In many cases, insurance adjusters might approach victims shortly after the accident, offering a quick settlement. While it may seem tempting to accept and move on, these initial offers frequently undervalue the true extent of damages and future medical needs. It’s a tactic to close cases quickly and economically. Insurance companies might also argue that the motorcyclist was partly or wholly at fault to minimize their payout. For instance, they might allege that a motorcyclist was speeding, not wearing appropriate safety gear, or engaging in risky maneuvers. Such tactics highlight the critical importance of having legal representation. A dedicated attorney can counteract these strategies, ensuring that motorcyclists receive fair treatment and that the responsibility is accurately assigned.