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TopDog Law | Why You Need To Have The Right Car Insurance For An Accident

If you are ever in a car accident, you are going to want the right auto insurance coverage. Depending on what coverage you have will affect what compensation you may be eligible for. There is full tort coverage and limited tort coverage; simply put, full tort allows someone to pursue economic and non-economic losses and limited tort only allows economic losses.

However, there is an exception with limited tort coverage if the victim suffers severe injuries or death. Additionally, you have to take into consideration what your state operates on: at-fault or no-fault law. At-fault is based on tort liability and the auto insurance company pays for the damages. No-fault is different because it removes small claims from the court and the insurance company compensates the policyholder regardless of who was at fault for the car accident.

Pennsylvania is a no-fault state. According to the Pennsylvania Insurance Department, there are some required forms of insurance such as bodily injury liability, medical benefits, property damage, and/or limited or full tort. 

TopDog Law takes on motor vehicle accidents when there are injuries involved. Our car accident lawyers are trained to get you the best compensation for your pain and suffering. If you have been in an accident, call us at 800-215-7211 or send us a message to get a free consultation.