Arkansas
Rideshare Accident Lawyer

Rideshare companies like Uber and Lyft have different insurance policies in place depending on the driver’s status during the accident. Here’s a breakdown of how insurance coverage works for rideshare accidents:

• If the driver was not logged into the app: If the Uber or Lyft driver was not actively using the rideshare app when the accident occurred, their personal auto insurance is the primary coverage. In this case, Uber or Lyft’s insurance will not apply, and you will need to pursue a claim against the driver’s personal insurance policy.
• If the driver was logged into the app but not carrying passengers: If the driver was waiting for a ride request while logged into the app, Uber and Lyft provide contingent liability coverage. This insurance typically covers up to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
• If the driver was transporting a passenger or en route to pick one up: When an Uber or Lyft driver is actively transporting a passenger or on their way to pick someone up, the rideshare company’s $1 million liability insurance policy applies. This coverage includes compensation for injuries and property damage sustained by passengers, other drivers, or pedestrians. 

A car accident lawyer familiar with handling Arkansas rideshare accident cases can help you identify which insurance policies apply to your situation and pursue the compensation you deserve.