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You were in a car accident in Jacksonville.
TopDog fights to get you the money and care you deserve.
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Florida recorded 3,184 traffic fatalities and 381,210 total crashes in 2024 per the Florida Department of Highway Safety and Motor Vehicles — one of the highest crash totals in the nation. Duval County reported over 24,000 crashes with more than 200 fatalities per FDOT and JaxStats data. I-95 and I-295 are consistently among the most crash-prone corridors in Northeast Florida, along with Philips Highway and US-1 through the Southside. Insurance companies begin working to minimize what they pay you immediately after a crash. TopDog fights to get you every dollar you deserve.
From Philips Highway and US-1 through the Southside to I-95 through Northwest Jacksonville to University Boulevard through the Westside — we know where Jacksonville's most dangerous crashes happen and how to build a case around them. When our clients end up at UF Health Jacksonville after a serious crash, we know what that treatment means for the value of your case. Those accidents cause real damage to Jacksonville families and we fight to get injured people the care and money they deserve.
Insurance companies operating across Duval County often use delay, deny, and lowball tactics against Jacksonville accident victims from the moment your claim comes in. Florida's 2-year SOL means time is quickly running out. JTA bus or City of Jacksonville vehicle cases should be noticed immediately. We know how to fight back for what you may be owed.
IMPORTANT FLORIDA LEGAL INFORMATION — CAR ACCIDENTS
Statute of Limitations: 2 years from the accident date for injuries on or after March 24, 2023 — Fla. Stat. § 95.11(3)(a). For accidents before March 24, 2023: 4 years.
Government Vehicle (Critical — Fla. Stat. § 768.28): If a JTA bus, City of Jacksonville police car, FDOT vehicle, or any government entity vehicle was involved: (1) Written notice to the agency and Florida Dept of Financial Services within 3 years of the accident; (2) 180-day investigation period before lawsuit can be filed; (3) Damages capped at $200,000 per person.
No-Fault PIP (Critical — Florida Unique Rule): Florida is a no-fault state. File a PIP claim with YOUR OWN insurer within 14 days of the accident or lose coverage entirely. PIP pays 80% of medical bills and 60% of lost wages up to $10,000 limit (only $2,500 if no Emergency Medical Condition is found). To sue the at-fault driver for pain and suffering, you must meet the serious injury threshold — Fla. Stat. § 627.737: significant and permanent loss of important bodily function, permanent injury, significant permanent scarring/disfigurement, or death.
Modified Comparative Fault (2023 Change): 51% bar — Fla. Stat. § 768.81(6). More than 50% at fault: no non-economic damages. At 50% or below: recovery reduced proportionally.
Auto Insurance Minimums: $10,000 PIP + $10,000 Property Damage Liability required. Bodily Injury Liability NOT required for basic registration — drivers without it may be personally liable for damages above PIP limits.
This is a brief summary of commonly applied laws in the jurisdiction. There are often different laws that apply to different circumstances. Once you hire TopDog, your attorney will advise you on the applicable laws.
Insurance companies may make early low offers because they count on most people not knowing what their case is worth — and on Florida's 2-year SOL running out before you act. They may also use PIP rules to delay and lowball. TopDog fights for the full recovery.
Car Accident | $38,304 avg | $10,000,000+ highest
Recoveries by TopDog Law and its co-counsel. Past results do not guarantee similar outcomes in your case.
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Call us or fill out our form — getting started takes about 5 minutes. Tell us what happened. We'll review your information and get back to you fast to discuss your case. No pressure.
Get medical attention and document everything — your health comes first. Keep records of every doctor visit, every bill, every day you missed work or could not do what you normally do.
Do not talk to insurance without us. They may use delay, deny, and lowball tactics from the moment you pick up the phone. Anything you say can be used to reduce what you are owed. Let TopDog handle them.
Time Is Critical
In Florida you have only 2 years from the accident to file — reduced from 4 years in March 2023. Call TopDog now. This is a general summary — deadlines vary. Contact TopDog Law to confirm what may apply in your situation.
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Severe head trauma requiring long-term rehabilitation and care.
Injuries to the spine that can result in paralysis or chronic pain.
Third-degree burns requiring extensive medical treatment and skin grafting.
Loss of limbs requiring prosthetics, rehabilitation, and lifelong care.
Complete or partial loss of movement and sensation affecting daily life permanently.
Injuries to vital organs requiring surgery and ongoing medical care.
Life-altering injuries that prevent a return to normal work or daily activity.
When a loved one's life is taken due to someone else's negligence.
We don't just talk tough. We deliver results. Every single day, we're fighting insurance companies who want to pay you nothing. We know their tactics. We know their lawyers. And we know how to win.
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Real stories from real people who got the legal help they needed from our service.
"Top Dog Law provided exceptional support and expertise during my hit and run case. Their professionalism, dedication, and clear communication made a challenging situation much easier to navigate. They truly went above and beyond to ensure the best possible outcome for me. I highly recommend their services to anyone in need of strong legal representation. Thanks Top Dog!!!!"
"Top Dog Law has been amazing throughout my case. They were professional, responsive, and truly made me feel supported every step of the way. They explained everything clearly, kept me updated, and fought for my best interest. I'm very grateful for their hard work and would highly recommend them to anyone needing legal representation"
"My experience with Top Dog Law made it easy for me to file with them my lawyer always kept me in the loop of things and made me have confidence in them. If I ever need a lawyer again that's who I'm calling Top Dog Law ."
"After calling 3 law offices and lead to believe that I didn't have a case. TOP DOG not only picked up my case but explained in detail why myself and daughter have a huge case. TOP DOG got the ball rolling on my case. It's been an effortless process and I am so grateful!"
"I love the team that's working with me today. They're very encouraging, very supportive, and I believe that they're going to win this case for me. They talked to me about the things that they're going to do for me, and I'm very happy with the attorneys the top dog assigned me to."
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