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A sudden illness or serious injury can leave a person and a family financially devastated. If you cannot go back to work, it may be a challenge to pay your medical bills and meet your rental obligations. For many who cannot go back to work, Social Security Disability Income (SSDI) can be a critical financial tool you have worked hard to pay into during your working years. However, obtaining these benefits is not easy.
Our network of New York SSDI lawyers at TopDog Law Personal Injury Lawyers know how to prove that you are owed benefits, and they will do everything they can to protect your rights. Call us today at (516) 788-8852 for a free consultation.
The value of your SSDI claim is dependent on several factors:
Some people may be owed back pay that extends from the time of their diagnosis or condition. However, in nearly all situations, there is a 5-month waiting period before you will begin to see payments.
These complications and the complexity of SSDI overall make it critical that you work with a trusted, experienced legal team that can guide you in filing a claim that is well-documented and clearly in your favor.
SSDI is a federal program administered through the Social Security Administration. It is the same program you pay into while you are working so that you can get a Social Security check when you retire. If you cannot work, though, due to a qualified injury or illness, you can apply for benefits before you reach your retirement age. To qualify for benefits, several things must occur:
Our network of New York SSDI attorneys will guide you in determining whether you meet these and other requirements. This process typically involves several steps.
The first step is to ensure you have paid enough into the system to meet the qualifications. For most people, that means having 40 work credits with SSA. You can earn up to 4 work credits each year you work. You get one work credit for every $1,730 earned in 2024 (this figure will differ from one year to the next due to inflation and the cost of living). If you earned $6,920 in a calendar year, that means you have earned the maximum of 4 work credits for that year.
If you have 40 work credits, you then must meet the qualifications for SSDI based on the specific injury or illness you have. Even if your doctor states you cannot work, to get SSDI, you must meet the specific rules set by SSDI for the condition you have.
To qualify, the condition must be:
Our network of highly experienced SSDI attorneys in New York work with people who are facing a wide range of disabling conditions and who cannot work but may have a hard time proving to SSA that they cannot. When you meet with an attorney, they will discuss, in private, what your condition is, what your level of severity is, and what the SSA’s requirements for your conditions are. If these align, your lawyer can help you apply for SSDI. If you do not meet all of the requirements, they will give you insight into your legal options.
Working with a New York SSDI attorney gives you the information and support you need to not just obtain SSDI but also to ensure that you get any back pay owed to you.
Social Security has very specific rules in place, without any gray areas or wiggle room. That means if you cannot prove your condition, you will not receive benefits. To avoid this happening and creating devastation for your family for years to come, contact an attorney for help.
Call TopDog Law Personal Injury Lawyers today to discuss your case with an attorney near you. Our network of New York personal injury lawyers has years of experience helping clients overcome denials of benefits and minimize the risk of losing the compensation they are owed. Call our office at (516) 788-8852 today for your free consultation.